Voto & Cavalli

Attorneys at Law, P.C.

Relentless Pursuit Of Justice

Frequently Asked Questions

Personal Injury Frequently Asked Questions

What rights do I have as an injured party in New Jersey?

In New Jersey, after someone is hurt or harmed, he or she may be eligible to recover costs (known as damages), pain and suffering and loss of enjoyment of life from the person responsible for the situation that led to those injuries.

What types of personal injuries can give rise to a lawsuit?

Personal injuries can arise out of many different circumstances.

Although this list is not exhaustive, here are some examples:

  • – Motor Vehicle Accidents
  • – Slip and Falls
  • – Construction Accidents
  • – Dog Bite/Animal Attack Injuries
  • – Work Place Injuries
  • – Bicycle Accidents
  • – Bus Accidents
  • – Traumatic Injuries
  • – Motorcycle Accidents
  • – Train Accidents
  • – Hit and Run Injuries
  • – Pedestrian Accidents
  • – Premises Liability
  • – Products Liability
  • – Wrongful Death
  • – Caregiver Negligence

What does it mean if a party is negligent?

At its essence, negligence is the failure to meet the appropriate standard of care or act as a reasonable person should under the circumstances. Calcagno & Associates has been focused on winning justice for good people, like you, who were injured because of someone else’s negligence or carelessness.

What does an injured party have to prove in order to seek damages?

In order to bring a lawsuit in New Jersey for personal injuries caused by the negligence of another person, a claimant is required to prove:

1. That the person who caused the incident giving rise to the injuries owed the claimant a duty of care. This can be, for example, the driver of another vehicle in a motor vehicle accident, a property owner or occupier in a premises liability or slip and fall accident, or even a medical professional in a medical malpractice case.

2. That the duty of care was breached. This does not mean that the breach was necessarily intentional, just that it occurred.

3. That the breach of the duty of care resulted in the accident that led to the claimant’s injuries.

4. And, finally, that the total amount of contributory negligence on the part of the claimant is less than the amount of responsibility on the part of the other party or parties being sued.

Should I file a personal injury case or claim?

A huge issue with personal injury cases is people feeling wrong about bringing a claim for injuries they sustain as the result of the negligence of another person or entity. Recovery of money for the negligence of another is a well-settled right. Many times, in not pursuing your just compensation you are only helping insurance companies and hurting your family and yourself.

You may pursue a claim for personal injury without filing a suit or legal action. Many personal cases are settled without a lawsuit of legal action with the insurance company or defendant settling before any case is filed. Unfortunately, because many insurance companies are unreasonable, cases do wind up in a lawsuit or litigation in order to force them to pay. Some factors you should consider in whether to pursue a claim are:

  • – Was someone else at fault in some way for the injuries you sustained?
  • – Is your injury a permanent or temporary injury?
  • – Have you received treatment or do you need to receive treatment for any injury you sustained?
  • – Did you lose any time from work or school as a result of your injury?
  • – Do you have any outstanding medical bills as a result of an injury you sustained?
  • – Has your life been limited in any way as a result of the injury you sustained?


Voto & Cavalli has been focused on winning justice for good people, like you, who were injured because of someone else’s negligence or carelessness. When someone else makes a mistake that causes you or someone you love to suffer a devastating injury, Calcagno & Associates is passionate about holding the negligent parties responsible for their actions. Contact us today for a FREE consultation about your accident or injuries.

Should I talk to the insurance company without a lawyer?

NO. With potential personal injury claims, insurance companies are becoming more and more aggressive with taking statements from victims of accidents. Calcagno and Associates has always advised its client and anyone injured as the result of some type of accident or fall to never give a statement either verbally or written without input from an attorney. Since it is so early after the accident, many people have not even consulted with an attorney as of yet. Furthermore, many people are unaware that you can refuse to give a Statement without an attorney.

How much are my injuries worth?

Every case is different and evaluating a claim is a dynamic and involved process. Much of the evaluation depends upon how injuries heal and if they heal properly. Clients typically want us to come up with a number to value their injuries. Because it depends a lot on how injuries heal, it is difficult to give a number at the beginning of a case. To be sure, the most important part of your personal injury case is figuring out how much your injuries resulting from an accident are worth. Bottom line is that if your quality of life is affected and you have suffered personal injury because of the fault of another, our New Jersey law recognizes that you are entitled to compensation or money for those injuries. Calcagno & Associates has been focused on winning justice for good people, like you, who were injured because of someone else’s negligence or carelessness.

*Results vary, depending on the facts and circumstances of each case. This record of success in the courtroom and at the negotiation table serves our clients in two important ways: (1) It compensates them for their pain and suffering; and (2) It helps them rebuild their lives.

Is there a statute of limitations for filing personal injury claims in New Jersey? Yes. A person has a limited amount of time to sue for personal injuries. The Statute of Limitations is a law that sets forth the time period by which a lawsuit must be filed. If a plaintiff (the person filing the suit) fails to file the lawsuit within the defined period of time, then the plaintiff will likely be barred from pursuing the case further.

New Jersey law has various statutes that govern how long you have to file a lawsuit. The time limits within which one must file a lawsuit can be found in various statutes, including, but not limited to, the New Jersey Statutes Annotated (N.J.S.A.) at N.J.S.A. 2A:14 and N.J.S.A. 2A:31 (wrongful death actions). Contact us today to inquire as to the time limit that you have to file a claim or lawsuit regarding your specific case or injury.

Can insurance companies use my social media posts against me? YES. It is very important to be careful when involved in personal injury lawsuits or any litigation about posting information on social networking sites, such as Facebook Twitter, etc.. You may be seriously injured and post some seemingly innocent information about having fun or doing well and then have it used against you by an insurance company or defense counsel in your personal injury case. Keep in mind that you may be seriously injured, but still the wrong choice of wording on a social networking site could be used in the wrong way against you.

What steps should I take after being involved in an automobile accident?

There are several steps you should take immediately following a car accident:

  1. Call an ambulance if anyone is injured.
  2. If possible (and necessary), move your vehicle away from oncoming traffic to avoid any additional accidents.
  3. Call the police to file an official police report, especially if any of the following are involved:

    • – Significant property damage.
    • – Serious bodily injury.
    • – Death.

  4. Obtain information from the other party and any witnesses and collect any evidence.

Understand that these steps might vary depending on the specific circumstances involving your car accident. For example, if you and/or any other parties are seriously injured and need to visit the hospital immediately, gathering information and evidence will have to wait. Also note that, unless you’re seriously injured and must be transported to a hospital immediately, you must not leave the scene of the accident (often called a “hit-and-run”) without handling the necessary steps related to your particular accident. Doing so can result in misdemeanor or felony charges, as well as hefty fines, all depending on your state laws.

What kind of evidence should I collect at the accident scene?

Exchange information with all other involved parties, including:

  1. Names.

    • – Contact information (addresses, telephone numbers, etc.).
    • – Insurance information.
    • – License plate numbers.

  2. Each vehicle’s make, model, year, and color.
  3. Each vehicle’s registration number.
  4. Each driver’s license number.
  5. Get statements from any willing witnesses.

    • – It’s also a good idea to document their names and contact information, too.

  6. Take photos of:

    • – All vehicle damage.
    • – All physical injuries.
    • – Any evidence that shows road and/or weather conditions.


Be aware that it’s crucial to gather this information as quickly as possible. For example, physical wounds begin to heal over time and taking a picture minutes after the accident—as opposed to a week later—will better help show the severity of the injury.

Should I call the police after an accident?

YES. It is important to call the police to have a crash/accident report generated. Call the police if there is:

  • – Significant property damage
  • – Serious bodily injury
  • – Death

What if my injuries keep me from working?

Generally, car accident attorneys take lost wages into account when filing suits against insurance companies. Be sure to keep records of specific dates you missed work, the amount of money you lost, and even any money you paid for public transportation to get to work (if your injuries allowed it but your vehicle was too damaged).

What is the difference between “Mediation” and “Arbitration”

Mediation is a fairly informal meeting between the two parties to try to find an agreeable resolution with the help of a mediator.

Arbitration can be a bit more formal meeting, depending on the situation, but during arbitration, both parties can present arguments and evidence to an arbitrator, who then legally decides the outcome.

Generally, attorneys try to take the mediation or arbitration route (or both) before heading to court.

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$4.7 M

Verdict - Train Accident

Plaintiff suffered multiple injuries, including a fractured skull that resulted in a large epidural hematoma requiring an emergency craniotomy after a New Jersey Transit train accident.

$4.0 M

Settlement - Bus Crash

Plaintiff sustained multiple fractures and injuries to her shoulder, neck, lower back, leg, and ankle after a bus accident. She required several surgeries which still resulted in permanent damage.

$2.5 M

Verdict - Head-On Collision

Plaintiff suffered multiple injuries, including a right temporal skull fracture, requiring a temporal craniotomy; post-traumatic seizure disorder; and post-traumatic stress disorder.

$2.0 M

Settlement - Wrongful Death

Diesel mechanic was tragically crushed to death while repairing valves in the compactor unit of a garbage truck. Victim’s family sued the truck manufacturer for putting the valves inside the unit.
*Results vary, depending on the facts and circumstances of each case. This record of success in the courtroom and at the negotiation table serves our clients in two important ways: (1) It compensates them for their pain and suffering; and (2) It helps them rebuild their lives.
*Results vary, depending on the facts and circumstances of each case. This record of success in the courtroom and at the negotiation table serves our clients in two important ways: (1) It compensates them for their pain and suffering; and (2) It helps them rebuild their lives.

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